Why can a profitable business run out of cash?

Profit on paper and cash in the bank move differently. A large sale paid in 60 days cannot cover this month’s rent. A cash forecast reveals that timing gap early.

Are three months enough?

For small businesses, three months is a useful forecasting window with time to act: delay purchases, chase invoices or arrange credit terms. Longer forecasts can be less reliable.

Cash Flow Calculator · Digitalize Plus

Current cash balance (RM)

Moon 1

Expected income (RM)

Expected exit (RM)

Moon 2

Expected income (RM)

Expected exit (RM)

Moon 3

Expected income (RM)

Expected exit (RM)

Fill in the current balance and all three months to see the projection.

This is a projection, not a prediction. Update every month with real numbers, and it becomes the cheapest early warning system for your business.

Common questions

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3-Month Cash Flow Calculator

Common questions

Why can a profitable business run out of cash?

Are three months enough?

Want to enter your own number from the invoice system?